Indiana is cutting off enrollment in the Healthy Indiana Plan because the program has reached this year’s funding limit.
When the federal government reauthorized HIP, the health insurance program for low-income Hoosiers, last year, it required Indiana to lower the income eligibility ceiling from 200 percent of the poverty level – about $47,000 a year for a family of four – to 100 percent – roughly $23,000 a year.
The Pence Administration is seeking a waiver to replace Indiana’s Medicaid program with a new version of the Healthy Indiana Plan. Pence says HIP 2.0 will feature three new options for uninsured Hoosiers.
Speaking at Methodist Hospital in Indianapolis today, Governor Pence unveiled a new state-sponsored health care plan that would cover Hoosiers who earn up to 138% of the federal poverty limit.
Like the original Healthy Indiana Plan, HIP 2.0 asks individuals to pay into a health savings account. Those who do will be eligible for a new top tier plan called HIP PLUS.
The Healthy Indiana Plan, the state’s health insurance program for low-income Hoosiers, has added all the applicants from its waiting list to the program for 2014. But that list was dramatically shorter than in previous years.
Last year, more than 50 thousand Hoosiers were on the waiting list for the Healthy Indiana Plan. When the federal government approved the program’s renewal for 2014, it changed the scope of the program, forcing the state to lower the income eligibility ceiling.
More than ten thousand Hoosiers set to lose health insurance coverage through the Healthy Indiana Plan will get to keep those plans for a few more months. The state is reacting to enrollment issues surrounding the Affordable Care Act.
Up to now, a family of four earning about $47,0000 per year – 200 percent of the federal poverty level – was eligible for the Healthy Indiana Plan, the state’s health insurance program for low-income Hoosiers. Beginning in January, that income threshold will be lowered to 100 percent, roughly $23,000 a year for that family of four.
Negotiations are underway between the state and federal government to provide healthcare coverage to more Hoosiers by expanding the Healthy Indiana Plan.
Since taking office in January, Governor Mike Pence has been singularly focused on extending the Healthy Indiana Plan for another year. The federal government granted that extension earlier this month.
More than 36 thousand Hoosiers with health insurance through the Healthy Indiana Plan will get to keep their plans for another year. Indiana reached an agreement with the federal government for an extension of the state’s health insurance program for low-income Hoosiers through 2014.